Terms of Service

Last updated: January 15, 2026

1. Agreement to Terms

By accessing or using Mercat's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Use License

Permission is granted to temporarily access and use Mercat's services for personal, non-commercial transitory viewing only. This license does not include:

  • Modifying or copying our materials
  • Using our materials for any commercial purpose
  • Attempting to decompile or reverse engineer any software
  • Removing any copyright or proprietary notations
  • Transferring the materials to another person

3. Account Registration

To access certain features, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

4. Service Description

Mercat provides AI-powered research and data aggregation services. We strive to provide accurate and up-to-date information, but we do not guarantee the completeness, reliability, or accuracy of the data provided through our services.

5. Acceptable Use

You agree not to use our services to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Distribute spam, malware, or harmful content
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of our services
  • Collect user data without consent

6. Payment and Billing

Certain features of our services may require payment. You agree to pay all fees associated with your use of our services in accordance with the pricing and payment terms presented to you.

7. Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of Mercat. Our trademarks may not be used in connection with any product or service without our prior written consent.

8. Disclaimer

Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, secure, or error-free.

9. Limitation of Liability

In no event shall Mercat, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or other intangible losses.

10. Indemnification

You agree to indemnify and hold harmless Mercat and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these Terms.

11. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page. Your continued use of our services after such changes constitutes acceptance of the new Terms.

14. Contact Us

If you have any questions about these Terms of Service, please contact us.